Many Canadians rely on their tax refunds to pay down debt or catch up financially, but when those refunds are smaller than expected (or, worse, turn into a bill), it can push already-stretched households further into debt, creating a cycle that’s hard to break. We spoke...
Go somewhere popular—when it’s not popular Canadians tend to flock to sunny destinations like Mexico and the Caribbean during March break and the Christmas travel season, making them pricier choices for those ditching the cold weather. But with less demand in July and August, it could...
The latest example came from a discussion I had with a friend about the BMO S&P/TSX 60 Index ETF (ZIU). I had highlighted it as a lower-cost alternative to the iShares S&P/TSX 60 Index ETF (XIU), noting that it charges a 0.15% management expense ratio...
If you’ve ever walked into a classroom that felt more like controlled chaos than a learning environment, you’re not alone. Across schools everywhere, teachers are navigating increasingly disruptive classrooms, balancing academic expectations while managing behavior challenges that...
Here’s a round-up of news for Canadian investors this week. Scotiabank EQB National Bank BMO RBC TD Featured RRSP Accounts featured EQ Bank Build your retirement savings with 1.50% interest, tax-deferred contributions and zero fees. go to site featured Registered GIC rate Earn a guaranteed 2.75% in your RRSP when you lock in for...
After the Liberation Day craziness of April 2025, I became increasingly defensive, although my asset allocation is not (yet) to the point that would be recommended by the rule of thumb that your age should equal your fixed income. If that were the case, I...
It says adjusted earnings came in at 88 cents per share in the fourth quarter, up from 75 cents per share in the same quarter of 2024. Analysts on average had expected an adjusted profit of 77 cents per share, according to data compiled by LSEG...
As your financial needs change from early career to mid-life to pre-retirement to retirement itself, so, too, should the way you approach your investments. Setting foundations and leaning into growth Even though retirement is likely decades away, getting started with investing when you’re in your 20s or...
Canadians can now boost their savings for a down payment on a home with a first home savings account (FHSA). The account, also referred to...
As the world becomes increasingly interconnected, the need for multilingual communication skills is rising sharply. Schools around the globe are beginning to embrace the value of multilingual education, recognizing that it can provide a foundation for students...
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