But the first few weeks have some thinking Wealthsimple might have even bigger ambitions. What is Wealthsimple really betting on? When Charles Martineau, an associate professor of finance at the University of Toronto, and Marius Zoican, the Canada Research Chair in financial technology, each logged onto Wealthsimple’s...
Being a parent, I was fascinated—so I did the polite thing and kept listening in as discreetly as possible. As they named different communities and speculated about who lived there, I noticed one defining factor doing all the work in their determinations: the homes. “Yeah, that...
The Canada Education Savings Grant (CESG) contributes a 20% match of a family’s annual savings contribution to their children’s RESP, and the Canada Learning Bond (CLB) provides up to $2,000 to assist eligible families beginning to save for their children’s post-secondary education. The government deposits...
“It made a lot of sense,.” said the 69-year-old Calgary resident. “Tear down the old garage, build a laneway house for pretty much the cost of a very nice condo, and we don’t have to pay the condo fees. We don’t have a homeowners association...
A case study: When the principal residence exemption isn’t enough Take London and Ava. London grew up in St. Louis before accepting a management position with a Canadian technology company in Vancouver. There, he met Ava, a Canadian elementary school teacher. After getting married, they purchased...
The company says the net loss attributable to shareholders amounted to $726 million or $1.37 per diluted share for the quarter ended June 30. The result compared with a profit of $157 million or 29 cents per diluted share in the same quarter last year. On...
Most new employees can benefit from an onboarding process that includes information about claiming reimbursements for out-of-pocket expenses, pension contributions, or how to deduct unreimbursed costs. Here’s a primer to share. A tax credit for every employee A non-refundable tax credit is available for all people who...
5 ways to stay on budget in South America1. Compare tours after you arrive instead of booking months ahead2. Carry cash, especially U.S. dollars for Bolivia3. Use a no-FX fee credit card where cards are accepted4. Take overnight buses to save on transportation and accommodation5....
Imagine opening a book and discovering that every page unlocks new ideas, opportunities, and possibilities. For some students, reading feels like an exciting adventure. For others, it can be a daily struggle that affects not only academic performance...
Fortunately, building credit in Canada can be relatively straightforward. Many banks, including RBC, offer credit cards specifically designed for students and newcomers, making it easier to get approved and start establishing a credit history early. How can international students build credit in Canada? International students can start...
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