The short answer: Yes, estate planners should absolutely be well-versed in tax laws as they relate to your estate. But there are nuances to this, and sometimes calling in more professionals is the best move. Let’s break it down together. Do estate planners...
If the RRIF is not set up this way, there will be immediate tax consequences, and the estate wishes of your husband may not play out as intended. What happens if you’re not named the beneficiary or successor owner of a RRIF When a...
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Many Canadian employers see DB plans, where retirees receive a guaranteed payout every month (sometimes indexed to inflation), as too expensive. And while the average time spent working for the same employer has actually risen over the last five decades, according to Statistics...
Register for the Canadian Financial Summit, October 23 to 27, and you’ll get access to the investing and money-management knowledge of more than 35 Canadian personal financial experts, including MoneySense’s own Lisa Hannam, Jaclyn Law and Michael McCullough. With your ticket, the...
According to a recent survey by Léger, Moi is currently the “most widely used loyalty program in Quebec.” In Ontario, however, it will face heavier competition from the PC Optimum and Scene+ rewards programs, which dominate the market. So, how does Moi...
Some experts speculate the real sticking point in negotiations isn’t about wages but protection from automation. The ILA refused to allow its members to work on automated vessels docking at U.S. ports. As a result, American ports are getting more and more...
She also said her pre-existing notion that private-label food might be lower quality has been challenged. “I started to kind of recognize that the store brand, private label isn’t necessarily less quality,” she said. Consumers’ perceptions of private-label foods have improved considerably since the...
Source: Multpl.com The CAPE Ratio assesses a stock’s price compared to its average earnings over the past 10 years, adjusted for inflation. A high CAPE Ratio suggests that stocks might be overvalued relative to historical earnings, indicating potential downside risks. The picture...
Speaking at Global Risk Institute summit on Wednesday, Routledge said he was worried that the requirement by lenders to run the “OSFI stress test” is making Canadians feel the regulator is too directly involved in their affairs. “If I were that person, I...
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