Sometimes you get what you pay for. At least, that’s what you hope. Even if you are a conservative or passive investor, paying a few extra dollars (or pennies!) per trade may be worth it if the service includes access to free...
Artificial intelligence systems like ChatGPT could soon run out of what keeps making them smarter—the tens of trillions of words people have written and shared online. A new study released Thursday by research group Epoch AI projects that tech companies will exhaust the supply of publicly available training data...
In this article, we’ll tackle the basics around managing small-business finances, including opening a dedicated bank account and applying for a business credit card. 6 reasons to separate your personal and business finances Having a business bank account and business credit card makes it...
Borrowers with adjustable-rate variable mortgages or home equity lines of credit (HELOC) will see their rate and payments lower in real time. Meanwhile, those with variable rate mortgages on a fixed payment schedule will see more of their monthly payment go toward...
The housing supply issue is improving It comes after some of Canada’s largest cities have seen ballooning home listings in recent months from droves of sellers listing their properties, despite demand from potential buyers not keeping up. That includes the Greater Toronto Area,...
“With continued evidence that underlying inflation is easing, [the BoC’s] Governing Council agreed that monetary policy no longer needs to be as restrictive and reduced the policy interest rate by 25 basis points,” the BoC said in its decision announcement. “Recent data...
What is a registered retirement income fund? A registered retirement income fund (RRIF) is an account designed to hold investments transferred from registered retirement savings plans (RRSPs) and certain other registered accounts. Canadians must close their RRSPs by the end of the year in which...
This is one of the findings from FP Canada’s 2024 Financial Stress Index, one of the most anticipated reports of the year. It looks at what concerns Canadians financially. What the survey found is that we continue to grapple with financial worries...
Etsy’s fees, payment processing fees, Etsy advertisement costs and shipping costs are common business expenses for the platform’s sellers, Long says—but there are a lot of other expenses to consider as well. To decide whether something is a valid business expense, she...
It sounds like you sold or are planning to sell a property in the U.S., Bob. To cut to the chase, selling costs, like a realtor commission, would be deductible on your Canadian tax return. This assumes the property is taxable, which is...
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