Consider Matt and Sandra, a retired Ontario couple who bought a vacation home in Arizona 15 years ago. Matt also has an IRA from a period spent working in the United States. Their Canadian wills were updated when they retired, but the beneficiary designation on...
It’s no secret that teaching is one of the most rewarding yet challenging professions out there. Teachers shape minds, inspire future generations, and play a vital role in the community. But all that responsibility comes with stress, long hours, and sometimes a lack of balance....
Eligible recipients who already have direct deposit set up should see the money in their bank account. Cheques, however, can take longer to arrive by mail. What is the Canada Groceries and Essentials Benefit? The CGEB is the federal government’s rebranded and enhanced version of the GST/HST...
In today’s rapidly evolving world, the concept of lifelong learning is more important than ever. We live in an age where information is at our fingertips, and staying curious is essential to success. Teachers are at the forefront of this movement, nurturing not just students’...
The governmental department provides tax-free financial support to Canadian Armed Forces members and veterans, current or former RCMP members, and certain Second World War or Korean War veterans (including Merchant Navy veterans) who have a health condition related to their service. This benefit is called...
Having to deal with a room of disrespectful students is no fun, especially if you are a substitute teacher who deeply cares about student achievement, the following information is for you. Many times, when students walk into the room and see you sitting there instead...
“I think they’re a very valuable tool, and the biggest pro of all is that by using them, you get free money,” said Matthew Kempton, portfolio manager at Verecan Capital Management in Halifax. “The government’s going to give you a grant—a percentage of your contribution—and...
The last announcement came in July, when the rate was held at 2.25%. It has remained unchanged since October 2025, when it came down from 2.50%. MoneySense spoke to Ratehub’s VP of Mortgage, Jamie David, about what Canadians can expect in September and how they should...
Renting can make a lot of financial sense, especially if you’re going to school, trying to pay down debt, or building your savings. But many roommates make the jump to shared living without having critical discussions about how money will be handled. To help roommates get...
Some properties are readymade with multiple units, while others require work to convert them. A ready-made duplex typically commands a premium in the purchase price compared to a single residential home. The most common example of a conversion in Canada is splitting a residential home into...
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