Vancouver: Well below seasonal Vancouver, the most expensive housing market in Canada, has seen home prices slip over the summer months, as sales remain subdued compared to last year. According to Greater Vancouver Realtors, transactions were down 17.1% compared to last year, roughly...
The tuition tax credit Claim the tuition credit to receive a non-refundable credit worth 15% of your tuition claim on the federal portion of your taxes. Provincial tax returns each have their own rules surrounding this claim for a combined benefit that’s bigger,...
Personal loans vs. lines of credit With a personal loan, you borrow a single (fixed) amount of money from a bank or other lender. In return, you agree to pay back the principal plus interest over a certain period of time. This is...
Buying bitcoin through an ETF An ETF (exchange-traded fund) is a “basket” of securities (groupings of individual stocks, or government and corporate bonds) that you acquire in a single purchase, similar to a mutual fund. Unlike a mutual fund, however, an ETF can...
It’s “go” time and you’re in the dealership parking lot with soggy palms, a twinge in your stomach, and a pounding pulse you can feel in your temples. You’re breathing more quickly, and your pupils are dilated. I know. As an auto...
One of the beneficiaries of this trend is SOL, the native coin of the Solana blockchain. It is currently the fifth-largest crypto, with a market cap of about $69 billion, as of Sept. 24, 2024, per CoinGecko. SOL is currently trading at...
“We saw some rare (price) appreciation during the time that consumers were purchasing these high-priced cars,” Daniel Ross of Canadian Black Book said of the auto market during the pandemic years. Global supply chain disruptions stemming from the pandemic left the auto market with low inventory—and coupled...
How you intend to use the property—i.e., for personal use (such as a second home or cottage) or as a rental or investment property. Whether or not the property will be owner-occupied—i.e., whether you will be living in the property (alone or with...
What factors determine employment status? The Canada Revenue Agency (CRA) uses an important distinction when evaluating a relationship between a worker and a business: the difference is between a contract for “services” and a “contract of service.” What is a contract for services? A contract...
U.S. Fed cuts rates for the first time in four years The U.S. dollar remains the most important currency in the world, and the American economy is arguably the most important financial system as well. Consequently, when the U.S. Federal Reserve makes a...
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