01 Oct The best credit cards with mobile device insurance in Canada
Many credit cards now offer mobile device insurance, and it’s easy to see why. Smartphones aren’t cheap, so having his type of insurance is a...
Uncategorized
01 Oct How much does the average Canadian have in savings?
Average savings by age in Canada Canadians aren’t doing too badly when it comes to average savings, socking away funds both inside and outside of registered retirement savings plans (RRSPs). According to Statistics Canada data from 2019 (the most recent information available), we’ve...
01 Oct Travelling from Canada with pets? Start planning months in advance
But lately, it’s requests to haul cats and dogs that have been raining down on him. “It’s been growing,” said the owner of Ottawa-based emBARK Pet Transport. “Lots of people are moving for work. And some people just want to be with their...
01 Oct How to consolidate your registered accounts for retirement income in Canada
There is a spousal attribution rule with spousal RRSPs that applies if you take withdrawals within three years of your spouse contributing. This may result in the withdrawals being taxed back to the contributor. When you combine an RRSP and a spousal RRSP,...
30 Sep Indigenous-related project financing on a “steady upward trend,” reports Morningstar
In a report released on the fourth annual National Day for Truth and Reconciliation, the credit rating agency said Indigenous-related capital markets activity is on a steady upward trend with “considerable potential” for more. “We have seen a gradual increase in capital markets...
30 Sep Underconsumption core: How to stop spending money
“Spend money on one or two nice things per season rather than buying 10 or 20 things you’re only going to wear a couple of times, realistically,” Barber says. “I track what I purchase on a spreadsheet. I don’t buy impulsively. If...
28 Sep A one-of-a-kind solution is helping Canadians build a better financial future
Building better financial futures Sure, you get all the premium banking features you’d expect, including free Interac e-Transfers, more included ATM transactions, credit card rebates and online ID theft monitoring, but the Elevate Chequing Account also comes with access to Coursera’s global online...
28 Sep How to build credit history in Canada
How to get a credit card in Canada Well, you apply. But make sure you’re applying for the right card and that you have a high chance of being approved. You see, the credit card company will check your credit history, and that...
27 Sep The best balance transfer credit cards in Canada for 2024
If you carry a balance on a regular credit card, chances are you’re paying around 20% in interest. At that rate, it can become difficult...
27 Sep Making sense of the markets this week: September 29, 2024
The Chinese government commands the economy to grow Many people like to sort countries’ economies as either communist, socialist, capitalist or free markets. But these days, every country has some version of a mixed economy. The practical implementation of fiscal and monetary policy...
