The housing supply issue is improving It comes after some of Canada’s largest cities have seen ballooning home listings in recent months from droves of sellers listing their properties, despite demand from potential buyers not keeping up. That includes the Greater Toronto Area,...
“With continued evidence that underlying inflation is easing, [the BoC’s] Governing Council agreed that monetary policy no longer needs to be as restrictive and reduced the policy interest rate by 25 basis points,” the BoC said in its decision announcement. “Recent data...
What is a registered retirement income fund? A registered retirement income fund (RRIF) is an account designed to hold investments transferred from registered retirement savings plans (RRSPs) and certain other registered accounts. Canadians must close their RRSPs by the end of the year in which...
This is one of the findings from FP Canada’s 2024 Financial Stress Index, one of the most anticipated reports of the year. It looks at what concerns Canadians financially. What the survey found is that we continue to grapple with financial worries...
Etsy’s fees, payment processing fees, Etsy advertisement costs and shipping costs are common business expenses for the platform’s sellers, Long says—but there are a lot of other expenses to consider as well. To decide whether something is a valid business expense, she...
It sounds like you sold or are planning to sell a property in the U.S., Bob. To cut to the chase, selling costs, like a realtor commission, would be deductible on your Canadian tax return. This assumes the property is taxable, which is...
This hard-working credit card offers generous earn rates of up to five points per dollar spent on restaurants and groceries, which is a significant spending category for most Canadians. The amount of points earned on these purchases depends on the total gross...
What is a credit score? A credit score is a three-digit number, usually between 300 and 900, that banks and other lenders use to determine how likely you are to pay back your loans. The higher the number, the more credit-worthy you are...
1. Unlock the earning potential of your everyday spending Everyone has expenses. The trick is to figure out how to earn rewards on the purchases you’re already making. Your best bet is to pick a card that offers boosted earn rates in the...
With foot-long hotdogs roughly $13 and 515-ml premium draft beers nearing $15, the Sarnia, Ont., duo behind the @coupon.couple account started searching for ways to save. One of their pals had two words: Dugout Deals. The aptly-named concession stand by sections 240 and 537...
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