Personal loans vs. lines of credit With a personal loan, you borrow a single (fixed) amount of money from a bank or other lender. In return, you agree to pay back the principal plus interest over a certain period of time. This is...
Buying bitcoin through an ETF An ETF (exchange-traded fund) is a “basket” of securities (groupings of individual stocks, or government and corporate bonds) that you acquire in a single purchase, similar to a mutual fund. Unlike a mutual fund, however, an ETF can...
It’s “go” time and you’re in the dealership parking lot with soggy palms, a twinge in your stomach, and a pounding pulse you can feel in your temples. You’re breathing more quickly, and your pupils are dilated. I know. As an auto...
One of the beneficiaries of this trend is SOL, the native coin of the Solana blockchain. It is currently the fifth-largest crypto, with a market cap of about $69 billion, as of Sept. 24, 2024, per CoinGecko. SOL is currently trading at...
“We saw some rare (price) appreciation during the time that consumers were purchasing these high-priced cars,” Daniel Ross of Canadian Black Book said of the auto market during the pandemic years. Global supply chain disruptions stemming from the pandemic left the auto market with low inventory—and coupled...
How you intend to use the property—i.e., for personal use (such as a second home or cottage) or as a rental or investment property. Whether or not the property will be owner-occupied—i.e., whether you will be living in the property (alone or with...
What factors determine employment status? The Canada Revenue Agency (CRA) uses an important distinction when evaluating a relationship between a worker and a business: the difference is between a contract for “services” and a “contract of service.” What is a contract for services? A contract...
U.S. Fed cuts rates for the first time in four years The U.S. dollar remains the most important currency in the world, and the American economy is arguably the most important financial system as well. Consequently, when the U.S. Federal Reserve makes a...
Before heading to school, Kinsey acquired her first credit card, an Alterna Savings Cash Back Visa. Although she also banks with EQ Bank, her primary bank card was with Alterna Savings and Credit Union. “So it was kind of natural and the...
Dragon’s Den cast: Wes Hall, Michele Romanow, Arlene Dickinson, Brian Scudamore and Manjit Minhas. Who is your money hero? One of my fellow “dragons,” Wes Hall, who I got to know a little bit this year, during filming. I’m so inspired with how he...
Subscribe to our weekly newsletter below and never miss the latest product or an exclusive offer.
